Northwestern Benefit works from a needs-based approach rather than a product-based approach. Our recommendations are designed to complement your existing group benefits, streamline products and help enhance the value of the overall benefit package. Our Worksite Specialists work directly with you to determine the best products for your workforce.
Worksite benefits play a significant role in today’s competitive environment to recruit and retain employees. Companies are learning that with little or no expense they can improve their overall compensation packages by offering these benefits, which provide employees additional options to build a financial safety net and protect themselves and their dependents. Worksite Benefits can also be used to fund enrollment platforms and technology. We can also provide you with enrollment counselors to educate your employees about their benefits.
Through worksite enrollment, employees have the option to purchase benefits at group rates that are significantly lower than individually-purchased products. Premium payments through a payroll deduction process that eliminates the employee’s worry about making premium payments on time. And, these benefits are individually owned and paid for by the employee, completely portable and guaranteed renewable. Products include but are not limited to:
- Accident Coverage
- Critical Illness and Cancer
- Limited Medical Plans
- Long Term Care
- Medical Bridge Plans
- Short Term Disability
- Term, Universal and Whole Life