News Archive

  • 11.1.17

    Early 2018 IRS Reporting Requirements for the ACA

    Applicable Large Employers (“ALEs”) are employers with at least 50 full-time equivalent employees.  ALEs must prepare separate information returns for individuals, furnish the individuals with copies of the information returns, and then submit a single transmittal form to the IRS with consolidated information. COMPLIANCE KEY:  Fully-insured employers should use Forms…

  • 10.23.17

    2018 Selected Health & Welfare Employee Benefits Plan Limits

    HSA Contribution Limits Self-only              $3,450 Family                  $6,900 Catch-up              $1,000 HDHP Minimum Deductible for HSA Eligibility Self-only              $1,350 Family                  $2,700 HDHP Maximum Out-of-pocket Expense Limit   Self-only              $6,650 Family                  $13,300 ACA Affordable Contribution Percentage:         9.56% Health FSA Maximum:                   $2,650 Dependent Care FSA…

  • 10.19.17

    Breast Cancer Awareness

    Breast cancer is a group of diseases that affects breast tissue. Both women and men can get breast cancer, though it’s much more common in women. Other than skin cancer, breast cancer is the most common cancer among women in the United States. Some women are at higher risk for…

  • 10.9.17

    Incentives for Wellness Programs?

    Should we provide incentives for employee participation in wellness programming? Shouldn’t they just do it because it’s good for them? These questions have been around for many years and it’s not clear that anyone agrees on the answer. Like a lot of issues in the workplace wellness world, the answer…

  • 10.4.17

    Medical Loss Ratio (MLR) Rebate FAQs

    Q:  Why can’t employers just keep all of the MLR Rebate?  A:  Because it’s not their money. Not all of it. If employees contribute towards a health plan premiums, that means that a portion of a health plan’s MLR Rebate is considered a “plan asset.” Under ERISA fiduciary rules, plan…

  • 09.21.17

    Worksite Wellness Webinar

    Join us on October 11th: 10-11am for our latest Worksite Wellness Webinar – Next Steps: “After the Numbers.” We’ll discuss the range of planning needed for a wellness program, from know your numbers events to a comprehensive program. With our co-presenter Health Designs, we’ll help clients understand how to expand…

  • 09.18.17

    Ovarian Cancer and Prostate Cancer Awareness

    Ovarian cancer and prostate cancer can be challenging to diagnose. The following summaries may help you watch for symptoms and know what to ask your doctor. Ovarian Cancer Ovarian cancer is not common, but it causes more deaths than other female reproductive cancers. Each ovary is about the size and…

  • 09.6.17

    What are the key Communication Requirements for Benefits Plan Sponsors?

    Many benefits lawsuits and employee complaints to the DOL or IRS arise out of a miscommunication between the employee and employers or just a complete failure of communication. For example, when an employer fails to send a timely COBRA notice when an employee loses health coverage. Or, when employees aren’t…

  • 08.28.17

    Hear the Latest in Employee Benefits at Northwestern Benefit’s Autumn Seminar

    Join Northwestern Benefit as we discuss issues relevant to today’s benefits professionals on September 14 from 8 am till 12 pm at the Cobb Energy Performing Arts Centre. We plan to discuss current issues in employee benefits including: Hot topics in employment law Emerging trends and ideas for your employee…

  • 08.25.17

    Hear Industry Insiders Discuss the Latest in Employee Benefits with the SHRM Northwest Georgia Chapter

    Hear the latest in employee benefits trends from Northwestern Benefit’s Josh Anderson and Eric Rioux. Anderson, Manager of Sales, and Rioux, Sales Specialist, will speak on the topic, “Emerging Trends in Employee Benefits: Ideas From Industry Insiders” at the September SHRM Northwest Georgia chapter meeting.   This event will be…